Pricing notice for Business Clients

• LuxPay offers four pricing options for business clients, which vary depending on the company’s business sector, risk profile, and country of registration.
• The applicable pricing option is determined by LuxPay only after the application review and risk assessment process is completed.
• Please note that for high-risk clients, 50% of the account opening fee is charged in advance and is non-refundable if onboarding is not completed or is unsuccessful.

I. Small Business / Standard Risk

Office-based Businesses:

• Dentist’s office;
• Plumbers, electricians;
• Engineering and architecture firms;
• Data processing and hosting services;
• IT support, cybersecurity, network administration services;

Retail & Commerce:

• Retail shops, pet supplies, online apparel stores, parking garages;
• Bookstores and stationery shops;
• Electronics retail (non-cash intensive);
• Home goods and furniture stores;
• Sporting goods retailers;
• Office supply stores;

Food Services:

• Coffee shops and cafes;
• Bars, restaurants;
• Fast food and quick-service restaurants;
• Catering services;
• Bakeries;

Education & Healthcare:

• Tutoring and training centers;
• Daycare centers;
• Small dental and medical clinics;
• Educational support services;

Other:

• Auto repair and maintenance shops;
• Laundromats;
• Photography studios;
• Pet grooming services;
• Landscaping;
• Agriculture;

II. Medium Business / Elevated Risk

Professional Services:

• Legal or notary practice;
• Administrative management, business development consulting;
• IT consulting and software development;
• Accounting, tax consulting services, Audit services;
• Online Advertising and Marketing;
• Other consulting services;
• Intermediary services;

E-commerce & Digital:

• Online marketplaces;
• Subscription-based services;
• Digital product sales;
• Electronic shopping platforms;

Construction & Contracting:

• General contractors;
• Specialty trade contractors;
• Project-based construction firms;
• Renovation companies;

Transportation & Logistics:

• Independent trucking companies;
• Courier services;
• Moving companies;
• Logistics coordination;

Real Estate:

• Miniware houses and self-storage facilities;
• Property management firms;
• Real estate development;

Wholesale & Distribution:

• Wholesale businesses handling standard product categories;
• Regional distributors;
• Supply chain intermediaries;
• B2B equipment suppliers;

Hospitality:

• Hotels and motels;
• Event planning services;
• Tourism operators;
• Travel booking agencies;

Manufacturing:

• Small to mid-size manufacturers;
• Contract manufacturers;
• Light assembly operations;
• Consumer goods production;

III. Medium-High Business / High Operational Complexity

Pharmaceutical & Biotech:

• Pharmaceutical manufacturing companies;
• Biotech firms;
• Medical device manufacturers;
• Clinical research organizations (CROs);
• Pharmaceutical distribution networks;

International Trade:

• Import/export businesses with complex supply chains;
• Customs brokers;
• International freight forwarders;

Healthcare (Complex):

• Nursing homes, assisted living facilities;
• Large healthcare clinics;
• Hospital systems;
• Multi-specialty medical groups;
• Pharmaceutical wholesalers;

Luxury & High-Value Goods:

• Fine art dealers;
• Luxury automobile dealerships;
• High-end jewelry businesses;
• Precious metals and gemstone traders;
• Antique dealers;

IV. High-Risk Sector

Gaming & Gambling:

• Casinos and gaming facilities;
• Online gambling platforms;
• Sports betting operations;
• Lottery services;
• Gaming software providers;

Money or Value Transfer Services (MVTS):

• Money transmission services;
• Currency exchanges;
• Remittance services;
• Prepaid instruments or prepaid card programs;
• POS solutions, payment hardware, and alternative payment systems;

Cryptocurrency & Digital Assets:

• Cryptocurrency exchanges;
• Digital wallet providers;
• Blockchain companies;
• ICO/Token offerings;
• Crypto mining operations;
• Any type of crypto-related activities, businesses, or transaction

Regulated Financial Services:

• Banks, Payment and Electronic money institutions;
• Investment firms, investment advisory;
• Private banking services
• Funds / asset managers;
• Lending and credit services (consumer, business, mortgage, asset-backed);
• Insurance (life, investment-linked);
• Crowdfunding platforms;

Financial-related / fiduciary / structuring services:

• Trust companies;
• Nominee services;
• Offshore company structures;
• Corporate service providers;
• Multi-jurisdictional holding companies;